Natural hazards · Mehlville

Mehlville, MO natural hazards

Most of the natural-hazard damage FEMA expects in Mehlville comes from heat waves, and overall the risk is high for a U.S. community. Flood insurance has paid 12 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mehlville?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mehlville to be higher than in 65% of U.S. communities, mostly from heat waves and inland flooding.

Heat waves39%Inland flooding27%Earthquakes18%Cold waves6%Everything else10%

By hazard

What Mehlville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Heat waves

39% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 15 times a year in the area

Inland flooding

27% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

18% of expected damage

Well above average · higher than 83% of U.S. places

Cold waves

6% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mehlville flood?

Every paid claim on a federal flood insurance policy in Mehlville, from FEMA’s records.

12paid claims since 1978

$184Kpaid to owners

0homes flooded more than once

19782026

Biggest named events

Hurricane Ike: 1 claim, $99K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mehlville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Louis County.

What’s been done with FEMA grants

23flood-prone properties bought out and cleared

Disasters that hit Mehlville

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Mehlville itself: aid to households, or repair grants to Mehlville.

Brought FEMA money into MehlvilleDeclared for St. Louis County only

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

1 household applied for aid $2K aid approved

St. Louis County has had 29 natural disasters declared since 1953, most often severe storms and floods.

Around Mehlville

Mehlville and the towns around it

Very lowLowModerateHighVery high

Lemaymostly heat wavesHigh

Oakvillemostly inland floodingHigh

Afftonmostly heat wavesHigh

Mehlvillemostly heat wavesHigh

Concordmostly heat wavesHigh

Green Parkmostly heat wavesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mehlville covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Mehlville’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Mehlville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mehlville total about $13.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.