Natural hazards · Marshall

Marshall, MO natural hazards

Most of the natural-hazard damage FEMA expects in Marshall comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 1993. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Marshall?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Marshall to be higher than in 26% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding29%Cold waves24%Tornadoes18%Heat waves16%Earthquakes5%Everything else8%

By hazard

What Marshall faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

29% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 5 times a year in the area

Cold waves

24% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

18% of expected damage

Above average · higher than 68% of U.S. places

Heat waves

16% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 12 times a year in the area

Earthquakes

5% of expected damage

Above average · higher than 70% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Marshall flood?

Every paid claim on a federal flood insurance policy in Marshall, from FEMA’s records.

2paid claims since 1993

$146Kpaid to owners

0homes flooded more than once

19932026

Biggest named events

Midwest Flooding: 1 claim, $456

of homes in flood zones
are insured

of all homes
are insured

No community discount. Marshall isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Saline County.

Disasters that hit Marshall

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Marshall itself: aid to households, or repair grants to the City of Marshall.

Brought FEMA money into MarshallDeclared for Saline County only

2021

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$993K to the City of Marshall for repairs

2011

Severe Winter Storm and Snowstorm

$21K to the City of Marshall for repairs

2006

Severe Storms, Tornadoes and Flooding

29 households applied for aid $7K aid approved

2003

Severe Storms, Tornadoes, and Flooding

8 households applied for aid $7K aid approved

2002

Severe Winter Ice Storm

$147K to the City of Marshall for repairs

Saline County has had 22 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Marshall covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Marshall’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Marshall. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Marshall total about $5.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.