Natural hazards · Marceline

Marceline, MO natural hazards

Most of the natural-hazard damage FEMA expects in Marceline comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 1982. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Marceline?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Marceline to be higher than in 38% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding42%Tornadoes24%Heat waves10%Cold waves10%Everything else14%

By hazard

What Marceline faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Above average · higher than 53% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

24% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 63 years in the area

Heat waves

10% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 9 times a year in the area

Cold waves

10% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Marceline flood?

Every paid claim on a federal flood insurance policy in Marceline, from FEMA’s records.

2paid claims since 1982

$3Kpaid to owners

1homes flooded more than once

19822026

Biggest named events

Not a named storm: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Marceline isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Linn County.

Disasters that hit Marceline

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Marceline itself: aid to households, or repair grants to the City of Marceline.

Brought FEMA money into MarcelineDeclared for Linn County only

2011

Severe Winter Storm and Snowstorm

$10K to the City of Marceline for repairs

2008

Severe Storms, Flooding, and a Tornado

2 households applied for aid $156 aid approved $1.2M to the City of Marceline for repairs

2008

Severe Storms and Flooding

3 households applied for aid $13K aid approved

2002

Severe Winter Ice Storm

$132K to the City of Marceline for repairs

Linn County has had 19 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Marceline covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Marceline’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Marceline. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Marceline total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.