Natural hazards · Malden

Malden, MO natural hazards

Most of the natural-hazard damage FEMA expects in Malden comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 1998. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Malden?

86
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Malden to be higher than in 86% of U.S. communities, mostly from earthquakes.

Earthquakes70%Inland flooding9%Tornadoes6%Heat waves6%Everything else9%
By hazard

What Malden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

70% of expected damage
Well above average · higher than 97% of U.S. places

Inland flooding

9% of expected damage
Well below average · higher than 11% of U.S. places
Recorded about once a year in the area

Tornadoes

6% of expected damage
Well above average · higher than 95% of U.S. places

Heat waves

6% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about 18 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Malden flood?

Every paid claim on a federal flood insurance policy in Malden, from FEMA’s records.

2paid claims since 1998
$45Kpaid to owners
0homes flooded more than once
19982026

Biggest named events

  • Mid-spring storms: 1 claim, $29K
of all homes
are insured
No community discount. Malden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dunklin County.

What’s been done with FEMA grants

1storm safe rooms built
Disasters that hit Malden

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Malden itself: aid to households, or repair grants to the City of Malden.

Brought FEMA money into MaldenDeclared for Dunklin County only
2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

4 households applied for aid $38K aid approved
2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

2 households applied for aid
2011

Severe Storms, Tornadoes, and Flooding

17 households applied for aid $49K aid approved
2009

Severe Winter Storm

$3.3M to the City of Malden for repairs
2008

Severe Storms, Flooding, and a Tornado

$27K to the City of Malden for repairs
2006

Severe Storms, Tornadoes, and Flooding

6 households applied for aid $464 aid approved
Dunklin County has had 18 natural disasters declared since 1953, most often severe storms and floods.
Around Malden

Malden and the towns around it

Cotton Hill: Very high, mostly earthquakesUnion: Very high, mostly earthquakesFreeborn: Very high, mostly earthquakesLiberty: Very high, mostly earthquakesMalden: Very high, mostly earthquakes MaldenCotton Hill
Very lowLowModerateHighVery high
Maldenmostly earthquakesVery high
Cotton Hillmostly earthquakesVery high
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Malden covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Malden’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Malden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Malden total about $5.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01