Natural hazards · Macon

Macon, MO natural hazards

Most of the natural-hazard damage FEMA expects in Macon comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 1983. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Macon?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Macon to be higher than in 46% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding48%Tornadoes22%Heat waves8%Lightning7%Everything else15%

By hazard

What Macon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 93% of U.S. places

Heat waves

8% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 9 times a year in the area

Lightning

7% of expected damage

Well above average · higher than 87% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Macon flood?

Every paid claim on a federal flood insurance policy in Macon, from FEMA’s records.

3paid claims since 1983

$12Kpaid to owners

0homes flooded more than once

19832026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Macon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Macon County.

Disasters that hit Macon

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Macon itself: aid to households, or repair grants to the City of Macon.

Brought FEMA money into MaconDeclared for Macon County only

2011

Severe Winter Storm and Snowstorm

$24K to the City of Macon for repairs

2008

Severe Storms and Flooding

20 households applied for aid $21K aid approved

2004

Severe Storms, Tornadoes, and Flooding

8 households applied for aid $5K aid approved

2002

Severe Winter Ice Storm

$268K to the City of Macon for repairs

Macon County has had 20 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Macon covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Macon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Macon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Macon total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.