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Natural hazards · Louisiana

Louisiana, MO natural hazards

Most of the natural-hazard damage FEMA expects in Louisiana comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 174 claims here since 1979. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Louisiana?

76
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Louisiana to be higher than in 76% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding58%Heat waves19%Cold waves7%Tornadoes5%Everything else10%
By hazard

What Louisiana faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about once a year in the area

Heat waves

19% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about 10 times a year in the area

Cold waves

7% of expected damage
Above average · higher than 56% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

5% of expected damage
Above average · higher than 69% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Louisiana flood?

Every paid claim on a federal flood insurance policy in Louisiana, from FEMA’s records.

174paid claims since 1979
$2.6Mpaid to owners
14homes flooded more than once
19792026

Biggest named events

  • Midwest Flooding: 26 claims, $390K
  • Early winter storms: 3 claims, $41K
  • Late spring storms: 2 claims, $4K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (5) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Louisiana isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Pike County.

What’s been done with FEMA grants

2storm safe rooms built
Disasters that hit Louisiana

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Louisiana itself: aid to households, or repair grants to the City of Louisiana.

Brought FEMA money into LouisianaDeclared for Pike County only
2019

Severe Storms, Tornadoes, and Flooding

28 households applied for aid $65K aid approved $178K to the City of Louisiana for repairs
2019

Severe Storms, Straight-Line Winds, and Flooding

$34K to the City of Louisiana for repairs
2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

$141K to the City of Louisiana for repairs
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$533K to the City of Louisiana for repairs
2011

Severe Winter Storm and Snowstorm

$8K to the City of Louisiana for repairs
2010

Severe Storms, Flooding, and Tornadoes

$15K to the City of Louisiana for repairs
2008

Severe Storms and Flooding

31 households applied for aid $43K aid approved $80K to the City of Louisiana for repairs
2007

Severe Winter Storms

$75K to the City of Louisiana for repairs
2003

Severe Storms, Tornadoes, and Flooding

12 households applied for aid $9K aid approved
Pike County has had 19 natural disasters declared since 1953, most often severe storms and floods.
Around Louisiana

Louisiana and the towns around it

Atlas: Very high, mostly inland floodingRoss: Very high, mostly inland floodingDerry: Very high, mostly inland floodingPleasant Vale: Very high, mostly inland floodingMartinsburg: Very high, mostly inland floodingCincinnati: Very high, mostly inland floodingPittsfield: Moderate, mostly inland floodingLouisiana: High, mostly inland flooding LouisianaAtlas
Very lowLowModerateHighVery high
Atlasmostly inland floodingVery high
Louisianamostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Louisiana covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Louisiana’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Louisiana. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Louisiana total about $2.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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