Natural hazards · Louisburg

Louisburg, MO natural hazards

Most of the natural-hazard damage FEMA expects in Louisburg comes from inland flooding, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Louisburg?

79
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Louisburg to be higher than in 79% of U.S. communities, mostly from inland flooding.

Inland flooding44%Ice storms15%Tornadoes12%Heat waves7%Lightning6%Everything else17%
By hazard

What Louisburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about 3 times a year in the area

Ice storms

15% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once a year in the area

Tornadoes

12% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about once every 6 years in the area

Heat waves

7% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about 13 times a year in the area

Lightning

6% of expected damage
Above average · higher than 63% of U.S. places

Lower here

HurricanesHailWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Louisburg flood?

FEMA's records show no paid flood insurance claims in Louisburg.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Louisburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dallas County.
Disasters that hit Louisburg

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Louisburg itself: aid to households, or repair grants to the Village of Louisburg.

Brought FEMA money into LouisburgDeclared for Dallas County only
2009

Severe Storms, Tornadoes, and Flooding

5 households applied for aid $11K aid approved
2003

Severe Storms, Tornadoes, and Flooding

30 households applied for aid $206K aid approved
2002

Severe Storms, Tornadoes and Flooding

$932 to the Village of Louisburg for repairs
Dallas County has had 20 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Louisburg is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Louisburg’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Louisburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01