Natural hazards · Lohman

Lohman, MO natural hazards

Most of the natural-hazard damage FEMA expects in Lohman comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lohman?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lohman to be higher than in 40% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding41%Heat waves17%Tornadoes17%Cold waves5%Everything else19%

By hazard

What Lohman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Below average · higher than 49% of U.S. places

Recorded about once a year in the area

Heat waves

17% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 12 times a year in the area

Tornadoes

17% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 32 years in the area

Cold waves

5% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lohman flood?

FEMA's records show no paid flood insurance claims in Lohman.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lohman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cole County.

Disasters that hit Lohman

Federal disasters declared here

None of the disasters declared for Cole County shows FEMA aid or repair money reaching Lohman itself in FEMA’s records.

Brought FEMA money into LohmanDeclared for Cole County only

Cole County has had 20 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lohman is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lohman’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lohman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.