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Housing in Locust Creek

A typical Locust Creek home is worth roughly $115,000

Typical home value
$115K
MO $268K
Estimate
2-bedroom rent
$930
a month, utilities in · HUD
Median tax bill
$845
MO $1,948

What kind of housing town is Locust Creek?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

What it takes to buy in Locust Creek

Try your own numbers below.

You could afford about
$279,000
Typical Locust Creek home $115K

That covers a typical Locust Creek home, with $164K to spare.

The typical home, each month
$680
Loan $570Tax $80Insurance $30

A two-bedroom rents for about $930 a month here, $250 more than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Missouri typical property tax (0.85% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $930

Renters already here pay a median of $313, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$700
1 bedroom$720
2 bedrooms$930
3 bedrooms$1,130
4 bedrooms$1,250
14%
of households rent · MO 32%
14
renter households
$313
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Linn County, MO): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

The homes

86% of Locust Creek households own their home

Half of Locust Creek’s homes were built before 1965.

Owners and renters
Own 86%Rent 14%

Missouri: 68% own.

1965
typical home built · MO 1978
$845
median property tax bill · MO $1,948
2%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Next door

Locust Creek vs. its neighbors

Locust Creek is the 2nd least expensive of 3 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentMedian income
Locust Creek$115K*—$930$66,719
Jefferson$95K*—$1,040$84,875
Brookfield$136K+11.5%$900$57,835
Yellow Creek—+15.2%†$900$83,250

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Locust Creek buyers, sellers and renters are saying.

Town Square →
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Is Locust Creek still affordable for young families?

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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