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Natural hazards · Lockwood

Lockwood, MO natural hazards

Most of the natural-hazard damage FEMA expects in Lockwood comes from inland flooding, and overall the risk is high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Lockwood?

71
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lockwood to be higher than in 71% of U.S. communities, mostly from inland flooding and drought.

Inland flooding40%Drought16%Cold waves12%Tornadoes11%Heat waves6%Strong wind6%Everything else9%
By hazard

What Lockwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about 2 times a year in the area

Drought

16% of expected damage
Recorded about 14 times a year in the area

Cold waves

12% of expected damage
Below average · higher than 44% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

11% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about once every 4 years in the area

Heat waves

6% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about 15 times a year in the area

Strong wind

6% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lockwood flood?

FEMA's records show no paid flood insurance claims in Lockwood.

What’s been done with FEMA grants

1storm safe rooms built
Disasters that hit Lockwood

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lockwood itself: aid to households, or repair grants to the City of Lockwood.

Brought FEMA money into LockwoodDeclared for Dade County only
2023

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$28K to the City of Lockwood for repairs
2011

Severe Winter Storm and Snowstorm

$3K to the City of Lockwood for repairs
2009

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $2K aid approved
2007

Severe Winter Storms and Flooding

$21K to the City of Lockwood for repairs
2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $200 aid approved
2002

Severe Storms, Tornadoes and Flooding

$11K to the City of Lockwood for repairs
Dade County has had 20 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lockwood is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Lockwood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lockwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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