Natural hazards · Lithium

Lithium, MO natural hazards

Most of the natural-hazard damage FEMA expects in Lithium comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lithium?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lithium to be higher than in 86% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding34%Earthquakes19%Strong wind18%Tornadoes10%Cold waves8%Heat waves6%Everything else5%

By hazard

What Lithium faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

19% of expected damage

Well above average · higher than 86% of U.S. places

Strong wind

18% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 8 years in the area

Cold waves

8% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about once a year in the area

Heat waves

6% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 11 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lithium flood?

FEMA's records show no paid flood insurance claims in Lithium.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lithium isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Perry County.

Disasters that hit Lithium

Federal disasters declared here

None of the disasters declared for Perry County shows FEMA aid or repair money reaching Lithium itself in FEMA’s records.

Brought FEMA money into LithiumDeclared for Perry County only

Perry County has had 24 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lithium is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lithium’s own flood-insurance community; household aid to the registrant’s city; repair grants to Lithium. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.