Natural hazards · Linn

Linn, MO natural hazards

Most of the natural-hazard damage FEMA expects in Linn comes from inland flooding, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Linn?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Linn to be higher than in 58% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding45%Heat waves19%Tornadoes18%Everything else19%

By hazard

What Linn faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once a year in the area

Heat waves

19% of expected damage

Below average · higher than 39% of U.S. places

Recorded about 12 times a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 14 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Linn flood?

FEMA's records show no paid flood insurance claims in Linn.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Linn isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Osage County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Linn

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Linn itself: aid to households, or repair grants to the City of Linn.

Brought FEMA money into LinnDeclared for Osage County only

2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

10 households applied for aid $45K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

10 households applied for aid $20K aid approved

2011

Severe Winter Storm and Snowstorm

$9K to the City of Linn for repairs

2008

Severe Storms and Flooding

12 households applied for aid $31K aid approved

2003

Severe Storms, Tornadoes, and Flooding

6 households applied for aid $5K aid approved

Osage County has had 24 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Linn is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Linn’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Linn. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.