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Natural hazards · Licking

Licking, MO natural hazards

Most of the natural-hazard damage FEMA expects in Licking comes from cold waves, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 1978. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Licking?

54
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Licking to be higher than in 54% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves34%Inland flooding28%Heat waves11%Earthquakes10%Tornadoes9%Everything else8%
By hazard

What Licking faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

34% of expected damage
Below average · higher than 41% of U.S. places
Recorded about 2 times a year in the area

Inland flooding

28% of expected damage
Below average · higher than 47% of U.S. places
Recorded about 3 times a year in the area

Heat waves

11% of expected damage
Above average · higher than 74% of U.S. places
Recorded about 12 times a year in the area

Earthquakes

10% of expected damage
Well above average · higher than 82% of U.S. places

Tornadoes

9% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about once every 36 years in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Licking flood?

Every paid claim on a federal flood insurance policy in Licking, from FEMA’s records.

3paid claims since 1978
$60Kpaid to owners
1homes flooded more than once
19782026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. Licking isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Texas County.

What’s been done with FEMA grants

1storm safe rooms built
Disasters that hit Licking

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Licking itself: aid to households, or repair grants to the City of Licking.

Brought FEMA money into LickingDeclared for Texas County only
2024

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$8K to the City of Licking for repairs
2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

1 household applied for aid
2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

19 households applied for aid $138K aid approved
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

9 households applied for aid $35K aid approved
2009

Severe Storms, Tornadoes, and Flooding

37 households applied for aid $84K aid approved $24K to the City of Licking for repairs
2008

Severe Storms, Flooding, and a Tornado

1 household applied for aid
2008

Severe Storms and Flooding

30 households applied for aid $115K aid approved
Texas County has had 23 natural disasters declared since 1953, most often severe storms and ice storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Licking is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Licking’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Licking. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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