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Natural hazards · Leadwood

Leadwood, MO natural hazards

Most of the natural-hazard damage FEMA expects in Leadwood comes from inland flooding, and overall the risk is high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Leadwood?

69
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Leadwood to be higher than in 69% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding36%Heat waves19%Tornadoes13%Earthquakes13%Cold waves8%Strong wind6%Everything else5%
By hazard

What Leadwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage
Well above average · higher than 75% of U.S. places
Recorded about once a year in the area

Heat waves

19% of expected damage
Above average · higher than 65% of U.S. places
Recorded about 11 times a year in the area

Tornadoes

13% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about once every 45 years in the area

Earthquakes

13% of expected damage
Well above average · higher than 82% of U.S. places

Cold waves

8% of expected damage
Well below average · higher than 18% of U.S. places
Recorded about once a year in the area

Strong wind

6% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Leadwood flood?

FEMA's records show no paid flood insurance claims in Leadwood.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Leadwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: St. Francois County.
Disasters that hit Leadwood

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Leadwood itself: aid to households, or repair grants to the City of Leadwood.

Brought FEMA money into LeadwoodDeclared for St. Francois County only
2009

Severe Storms, Tornadoes, and Flooding

4 households applied for aid $9K aid approved $25K to the City of Leadwood for repairs
2006

Severe Winter Storms

$8K to the City of Leadwood for repairs
2006

Severe Storms, Tornadoes, and Flooding

1 household applied for aid
2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $2K aid approved
St. Francois County has had 18 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Leadwood is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Leadwood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Leadwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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