Lamar, MO natural hazards
Most of the natural-hazard damage FEMA expects in Lamar comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 15 claims here since 1981. 7 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Lamar?
FEMA expects yearly storm and flood damage to homes and buildings in Lamar to be higher than in 61% of U.S. communities, mostly from inland flooding and tornadoes.
What Lamar faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Tornadoes
Strong wind
Ice storms
Heat waves
Lower here
Not a risk here
Does Lamar flood?
Every paid claim on a federal flood insurance policy in Lamar, from FEMA’s records.
Biggest named events
- Early winter storms: 3 claims, $188K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times
are insured
are insured
What’s been done with FEMA grants
7 federal disasters brought FEMA money here
Disasters the President declared that paid out in Lamar itself: aid to households, or repair grants to the City of Lamar.
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding
Severe Winter Storm and Snowstorm
Severe Storms, Tornadoes, and Flooding
Severe Winter Storms
Severe Winter Storms and Flooding
Severe Storms, Tornadoes, and Flooding
How to read this page
FEMA’s expected losses across Lamar total about $4.2M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.