Natural hazards · Lake Tapawingo

Lake Tapawingo, MO natural hazards

Most of the natural-hazard damage FEMA expects in Lake Tapawingo comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2018.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lake Tapawingo?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lake Tapawingo to be higher than in 45% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding49%Tornadoes22%Heat waves13%Hail7%Cold waves5%Everything else2%

By hazard

What Lake Tapawingo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 91% of U.S. places

Heat waves

13% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 15 times a year in the area

Hail

7% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 9 times a year in the area

Cold waves

5% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 2 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lake Tapawingo flood?

Every paid claim on a federal flood insurance policy in Lake Tapawingo, from FEMA’s records.

1paid claims since 2018

$948paid to owners

0homes flooded more than once

20182026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lake Tapawingo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit Lake Tapawingo

Federal disasters declared here

None of the disasters declared for Jackson County shows FEMA aid or repair money reaching Lake Tapawingo itself in FEMA’s records.

Brought FEMA money into Lake TapawingoDeclared for Jackson County only

Jackson County has had 24 natural disasters declared since 1953, most often severe storms and floods.

Around Lake Tapawingo

Lake Tapawingo and the towns around it

Very lowLowModerateHighVery high

Lake Tapawingomostly inland floodingModerate

Blue Springsmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lake Tapawingo covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Lake Tapawingo’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Lake Tapawingo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lake Tapawingo total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.