Natural hazards · La Tour

La Tour, MO natural hazards

Most of the natural-hazard damage FEMA expects in La Tour comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is La Tour?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in La Tour to be higher than in 45% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding50%Cold waves21%Heat waves7%Tornadoes7%Drought6%Everything else9%

By hazard

What La Tour faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 4 times a year in the area

Cold waves

21% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 2 times a year in the area

Heat waves

7% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 14 times a year in the area

Tornadoes

7% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 7 years in the area

Drought

6% of expected damage

Recorded about 13 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does La Tour flood?

FEMA's records show no paid flood insurance claims in La Tour.

of homes in flood zones
are insured

of all homes
are insured

No community discount. La Tour isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Johnson County.

Disasters that hit La Tour

Federal disasters declared here

None of the disasters declared for Johnson County shows FEMA aid or repair money reaching La Tour itself in FEMA’s records.

Brought FEMA money into La TourDeclared for Johnson County only

Johnson County has had 18 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. La Tour is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to La Tour’s own flood-insurance community; household aid to the registrant’s city; repair grants to La Tour. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.