Natural hazards · Kimmswick

Kimmswick, MO natural hazards

Most of the natural-hazard damage FEMA expects in Kimmswick comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 13 claims here since 1979. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kimmswick?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kimmswick to be higher than in 67% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding41%Earthquakes22%Tornadoes13%Strong wind8%Cold waves7%Everything else9%

By hazard

What Kimmswick faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

22% of expected damage

Well above average · higher than 83% of U.S. places

Tornadoes

13% of expected damage

Well above average · higher than 82% of U.S. places

Strong wind

8% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 6 times a year in the area

Cold waves

7% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kimmswick flood?

Every paid claim on a federal flood insurance policy in Kimmswick, from FEMA’s records.

13paid claims since 1979

$98Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Midwest Flooding: 4 claims, $71K
Not a named storm: 2 claims, $10K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Kimmswick isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit Kimmswick

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kimmswick itself: aid to households, or repair grants to the City of Kimmswick.

Brought FEMA money into KimmswickDeclared for Jefferson County only

2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

7 households applied for aid $60K to the City of Kimmswick for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

1 household applied for aid $120K to the City of Kimmswick for repairs

Jefferson County has had 24 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kimmswick is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Kimmswick’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Kimmswick. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.