A typical Josephville home is worth roughly $495,000
Home prices around Josephville have risen about 55% over the past 5 years. Builders were permitted 10 new homes in 2025.
What kind of housing town is Josephville?
Read from the numbers below. The page puts what stands out first.
A typical home costs 4.6 years of income
More than across Missouri (3.8 years). Try your own numbers below.
That’s $81K short of a typical Josephville home.
A two-bedroom rents for about $1,380 a month here, $1,630 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Josephville’s typical property tax (1.02% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
Home prices up 55% in 5 years
The federal house price index for the ZIP codes around Josephville rose 55% over the past 5 years, faster than across Missouri (51%). Last year prices rose 4.2%.
Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Josephville, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.
A two-bedroom rents for about $1,380
Renters already here pay a median of $852, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (St. Louis, MO-IL HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
10 new homes permitted in 2025
Builders were permitted 10 new homes in Josephville in 2025, all single-family houses, worth about $6.2 million to build. Over the past 10 years, Josephville has permitted 53 homes in all.
Every year as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 7 | 7 | 0 | $4.4 million |
| 2025 | 10 | 10 | 0 | $6.2 million |
| 2024 | 9 | 9 | 0 | $5.6 million |
| 2023 | 3 | 3 | 0 | $1.8 million |
| 2022 | 2 | 2 | 0 | $1.7 million |
| 2021 | 8 | 8 | 0 | $4 million |
| 2020 | 2 | 2 | 0 | $1.4 million |
| 2019 | 4 | 4 | 0 | $1.8 million |
| 2018 | 4 | 4 | 0 | $1.8 million |
| 2017 | 6 | 6 | 0 | $2.8 million |
| 2016 | 5 | 5 | 0 | $2.3 million |
| 2015 | 4 | 4 | 0 | $2 million |
| 2014 | 2 | 2 | 0 | $1.2 million |
| 2013 | 2 | 2 | 0 | $1 million |
Josephville's permit office didn't report to the Census in 2025, so the 2025 figures are Census estimates.
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
79% of Josephville households own their home
Half of Josephville’s homes were built before 1986.
Missouri: 68% own.
U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.
Josephville vs. its neighbors
The towns that share a border with Josephville. Tap one to see its housing page.
Compare more
| Town | Typical value | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|---|
| Josephville | $495K* | +4.2%† | $1,380 | 10 | $107,708 |
| O'Fallon | $380K | +1.7% | $1,460 | 446 | $110,443 |
Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.
Neighbors talk housing
What Josephville buyers, sellers and renters are saying.
Your answer becomes a post in Town Square.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.