Natural hazards · Jane

Jane, MO natural hazards

Most of the natural-hazard damage FEMA expects in Jane comes from inland flooding, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Jane?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jane to be higher than in 86% of U.S. communities, mostly from inland flooding.

Inland flooding64%Tornadoes12%Strong wind6%Heat waves5%Everything else12%

By hazard

What Jane faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 11 years in the area

Strong wind

6% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 6 times a year in the area

Heat waves

5% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 15 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Jane flood?

FEMA's records show no paid flood insurance claims in Jane.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Jane isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: McDonald County.

Disasters that hit Jane

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Jane itself: aid to households, or repair grants to the Town of Jane.

Brought FEMA money into JaneDeclared for McDonald County only

2011

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

2008

Severe Storms and Flooding

2 households applied for aid $3K aid approved

McDonald County has had 20 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jane is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Jane’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Jane. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.