Natural hazards · Ironton

Ironton, MO natural hazards

Most of the natural-hazard damage FEMA expects in Ironton comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 30 claims here since 1983. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Ironton?

92
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ironton to be higher than in 92% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding37%Heat waves28%Cold waves19%Tornadoes6%Earthquakes6%Everything else4%
By hazard

What Ironton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once a year in the area

Heat waves

28% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about 11 times a year in the area

Cold waves

19% of expected damage
Well below average · higher than 17% of U.S. places
Recorded about once a year in the area

Tornadoes

6% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about once every 64 years in the area

Earthquakes

6% of expected damage
Well above average · higher than 83% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Ironton flood?

Every paid claim on a federal flood insurance policy in Ironton, from FEMA’s records.

30paid claims since 1983
$116Kpaid to owners
3homes flooded more than once
19832026

Biggest named events

  • Late spring severe storms: 1 claim, $6K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Ironton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Iron County.
Disasters that hit Ironton

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ironton itself: aid to households, or repair grants to the City of Ironton.

Brought FEMA money into IrontonDeclared for Iron County only
2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

9 households applied for aid $125K aid approved
2025

Severe Storms, Straight-Line Winds, Tornadoes, and Wildfires

5 households applied for aid $770 aid approved
2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

3 households applied for aid
2009

Severe Storms, Tornadoes, and Flooding

45 households applied for aid $80K aid approved $9K to the City of Ironton for repairs
2008

Severe Storms and Flooding

22 households applied for aid $36K aid approved
2006

Severe Storms, Tornadoes and Flooding

2 households applied for aid $533 aid approved
2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $1K aid approved
2002

Severe Storms, Tornadoes and Flooding

$30K to the City of Ironton for repairs
Iron County has had 24 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ironton is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Ironton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Ironton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01