Natural hazards · Iberia

Iberia, MO natural hazards

Most of the natural-hazard damage FEMA expects in Iberia comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2015. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Iberia?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Iberia to be higher than in 52% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding39%Tornadoes16%Cold waves15%Heat waves15%Everything else16%

By hazard

What Iberia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

16% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 15 years in the area

Cold waves

15% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 2 times a year in the area

Heat waves

15% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 12 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Iberia flood?

Every paid claim on a federal flood insurance policy in Iberia, from FEMA’s records.

1paid claims since 2015

$5Kpaid to owners

0homes flooded more than once

20152026

Biggest named events

Early winter storms: 1 claim, $5K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Iberia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Miller County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Iberia

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Iberia itself: aid to households, or repair grants to the City of Iberia.

Brought FEMA money into IberiaDeclared for Miller County only

2013

Severe Storms, Straight-Line Winds and Flooding

$8K to the City of Iberia for repairs

2011

Severe Winter Storm and Snowstorm

$3K to the City of Iberia for repairs

2007

Severe Winter Storms and Flooding

$37K to the City of Iberia for repairs

2006

Severe Winter Storms

$2K to the City of Iberia for repairs

2003

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $2K aid approved

2002

Severe Storms, Tornadoes and Flooding

$4K to the City of Iberia for repairs

Miller County has had 24 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Iberia covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Iberia’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Iberia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Iberia total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.