Natural hazards · Hurley

Hurley, MO natural hazards

Most of the natural-hazard damage FEMA expects in Hurley comes from strong winds, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hurley?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hurley to be higher than in 77% of U.S. communities, mostly from strong winds and inland flooding.

Strong wind37%Inland flooding37%Tornadoes6%Cold waves5%Everything else15%

By hazard

What Hurley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Strong wind

37% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 6 times a year in the area

Inland flooding

37% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

6% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 14 years in the area

Cold waves

5% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hurley flood?

FEMA's records show no paid flood insurance claims in Hurley.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hurley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Stone County.

Disasters that hit Hurley

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hurley itself: aid to households, or repair grants to the City of Hurley.

Brought FEMA money into HurleyDeclared for Stone County only

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$8K to the City of Hurley for repairs

2008

Severe Storms and Flooding

$4K to the City of Hurley for repairs

2007

Severe Winter Storms and Flooding

$14K to the City of Hurley for repairs

Stone County has had 18 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hurley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hurley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hurley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.