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Housing in Howard

A typical Howard home is worth roughly $176,000

Typical home value
$176K
MO $268K
Estimate
2-bedroom rent
$1,000
a month, utilities in · HUD
Median tax bill
$932
MO $1,948

What kind of housing town is Howard?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

What it takes to buy in Howard

Try your own numbers below.

You could afford about
$279,000
Typical Howard home $176K

That covers a typical Howard home, with $103K to spare.

The typical home, each month
$1,040
Loan $870Tax $120Insurance $50

A two-bedroom rents for about $1,000 a month here, $40 less than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Missouri typical property tax (0.85% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

93% of Howard households own their home

Half of Howard’s homes were built before 1983.

Owners and renters
Own 93%Rent 7%

Missouri: 68% own.

1983
typical home built · MO 1978
$932
median property tax bill · MO $1,948

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Renting

A two-bedroom rents for about $1,000

Renters already here pay a median of $685, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$750
1 bedroom$760
2 bedrooms$1,000
3 bedrooms$1,320
4 bedrooms$1,650
7%
of households rent · MO 32%
7
renter households
$685
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Bates County, MO HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

Howard vs. its neighbors

The towns that share a border with Howard. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentMedian income
Howard$176K*—$1,000$62,500
Osage$97K*—$890$51,625

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Howard buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Howard still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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