Natural hazards · Houstonia

Houstonia, MO natural hazards

Most of the natural-hazard damage FEMA expects in Houstonia comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Houstonia?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Houstonia to be higher than in 63% of U.S. communities, mostly from inland flooding.

Inland flooding47%Cold waves15%Tornadoes12%Drought9%Heat waves8%Everything else9%

By hazard

What Houstonia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once a year in the area

Cold waves

15% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 9 years in the area

Drought

9% of expected damage

Recorded about 12 times a year in the area

Heat waves

8% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 13 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Houstonia flood?

FEMA's records show no paid flood insurance claims in Houstonia.

of all homes
are insured

No community discount. Houstonia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pettis County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Houstonia

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Houstonia itself: aid to households, or repair grants to the City of Houstonia.

Brought FEMA money into HoustoniaDeclared for Pettis County only

2006

Severe Storms, Tornadoes and Flooding

4 households applied for aid $3K aid approved

Pettis County has had 17 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Houstonia is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Houstonia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Houstonia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.