Natural hazards · Holden

Holden, MO natural hazards

Most of the natural-hazard damage FEMA expects in Holden comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2014. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Holden?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Holden to be higher than in 38% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding53%Cold waves20%Tornadoes9%Heat waves8%Everything else12%

By hazard

What Holden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 4 times a year in the area

Cold waves

20% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 20 years in the area

Heat waves

8% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 14 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Holden flood?

Every paid claim on a federal flood insurance policy in Holden, from FEMA’s records.

1paid claims since 2014

$3Kpaid to owners

0homes flooded more than once

20142026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Holden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Johnson County.

Disasters that hit Holden

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Holden itself: aid to households, or repair grants to the City of Holden.

Brought FEMA money into HoldenDeclared for Johnson County only

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$5K to the City of Holden for repairs

2011

Severe Winter Storm and Snowstorm

$11K to the City of Holden for repairs

2006

Severe Storms, Tornadoes and Flooding

9 households applied for aid $508 aid approved

2003

Severe Storms, Tornadoes, and Flooding

3 households applied for aid

2002

Severe Winter Ice Storm

$36K to the City of Holden for repairs

Johnson County has had 18 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Holden is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Holden’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Holden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.