Natural hazards · Holcomb

Holcomb, MO natural hazards

Most of the natural-hazard damage FEMA expects in Holcomb comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 3 claims here since 1982. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Holcomb?

83
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Holcomb to be higher than in 83% of U.S. communities, mostly from earthquakes.

Earthquakes54%Inland flooding12%Drought10%Heat waves8%Tornadoes7%Everything else10%
By hazard

What Holcomb faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

54% of expected damage
Well above average · higher than 94% of U.S. places

Inland flooding

12% of expected damage
Below average · higher than 29% of U.S. places
Recorded about once a year in the area

Drought

10% of expected damage
Recorded about 13 times a year in the area

Heat waves

8% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about 18 times a year in the area

Tornadoes

7% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about once every 11 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Holcomb flood?

Every paid claim on a federal flood insurance policy in Holcomb, from FEMA’s records.

3paid claims since 1982
$84Kpaid to owners
0homes flooded more than once
19822026

Biggest named events

  • Mid-spring storms: 1 claim, $57K
of all homes
are insured
No community discount. Holcomb isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dunklin County.
Disasters that hit Holcomb

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Holcomb itself: aid to households, or repair grants to the Township of Holcomb.

Brought FEMA money into HolcombDeclared for Dunklin County only
2025

Severe Storms, Straight-Line Winds, Tornadoes, and Wildfires

$87K to the Township of Holcomb for repairs
2020

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$9K to the Township of Holcomb for repairs
2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

$76K to the Township of Holcomb for repairs
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$30K to the Township of Holcomb for repairs
2011

Severe Storms, Tornadoes, and Flooding

$11K to the Township of Holcomb for repairs
2009

Severe Winter Storm

$7K to the Township of Holcomb for repairs
Dunklin County has had 18 natural disasters declared since 1953, most often severe storms and floods.
Around Holcomb

Holcomb and the towns around it

Freeborn: Very high, mostly earthquakesUnion: Very high, mostly earthquakesIndependence: Very high, mostly earthquakesCotton Hill: Very high, mostly earthquakesClarkton: Very high, mostly earthquakesSt. Francis: Very high, mostly earthquakesLiberty: Very high, mostly earthquakesSalem: Very high, mostly earthquakesClay: Very high, mostly earthquakesHolcomb: Very high, mostly earthquakes HolcombFreebornUnionIndependence
Very lowLowModerateHighVery high
Independencemostly earthquakesVery high
Holcombmostly earthquakesVery high
Freebornmostly earthquakesVery high
Unionmostly earthquakesVery high
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Holcomb covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Holcomb’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Holcomb. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Holcomb total about $3.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The door’s open

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01