TownTapestry
Sign inJoin
High RidgeGood morning
Natural hazards · High Ridge

High Ridge, MO natural hazards

Most of the natural-hazard damage FEMA expects in High Ridge comes from inland flooding, and overall the risk is high for a U.S. community. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is High Ridge?

75
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in High Ridge to be higher than in 75% of U.S. communities, mostly from inland flooding.

Inland flooding52%Tornadoes13%Earthquakes12%Strong wind8%Cold waves7%Everything else9%
By hazard

What High Ridge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

13% of expected damage
Well above average · higher than 82% of U.S. places

Earthquakes

12% of expected damage
Well above average · higher than 81% of U.S. places

Strong wind

8% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 6 times a year in the area

Cold waves

7% of expected damage
Well below average · higher than 17% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does High Ridge flood?

FEMA's records show no paid flood insurance claims in High Ridge.

of homes in flood zones
are insured
of all homes
are insured
No community discount. High Ridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Jefferson County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared
1storm safe rooms built
Disasters that hit High Ridge

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in High Ridge itself: aid to households, or repair grants to High Ridge.

Brought FEMA money into High RidgeDeclared for Jefferson County only
2025

Severe Storms, Straight-Line Winds, Tornadoes, and Wildfires

4 households applied for aid $6K aid approved
2019

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $750 aid approved
2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

5 households applied for aid
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

13 households applied for aid $23K aid approved
2009

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $3K aid approved
2008

Severe Storms, Flooding, and a Tornado

3 households applied for aid $3K aid approved
2008

Severe Storms and Flooding

7 households applied for aid $4K aid approved
2006

Severe Storms, Tornadoes and Flooding

1 household applied for aid $968 aid approved
2003

Severe Storms, Tornadoes, and Flooding

7 households applied for aid $8K aid approved
Jefferson County has had 24 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. High Ridge is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to High Ridge’s own flood-insurance community; household aid to the registrant’s city; repair grants to High Ridge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in High Ridge, MOView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

High Ridge is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
Open detailed map