Natural hazards · High Hill

High Hill, MO natural hazards

Most of the natural-hazard damage FEMA expects in High Hill comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is High Hill?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in High Hill to be higher than in 43% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding44%Heat waves21%Earthquakes10%Cold waves6%Tornadoes6%Everything else13%

By hazard

What High Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once a year in the area

Heat waves

21% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 11 times a year in the area

Earthquakes

10% of expected damage

Well above average · higher than 78% of U.S. places

Cold waves

6% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 15 years in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does High Hill flood?

FEMA's records show no paid flood insurance claims in High Hill.

of homes in flood zones
are insured

of all homes
are insured

No community discount. High Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.

Disasters that hit High Hill

Federal disasters declared here

None of the disasters declared for Montgomery County shows FEMA aid or repair money reaching High Hill itself in FEMA’s records.

Brought FEMA money into High HillDeclared for Montgomery County only

Montgomery County has had 21 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. High Hill is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to High Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of High Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.