Natural hazards · Higbee

Higbee, MO natural hazards

Most of the natural-hazard damage FEMA expects in Higbee comes from inland flooding, and overall the risk is moderate for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Higbee?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Higbee to be higher than in 52% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding35%Tornadoes21%Cold waves18%Heat waves14%Everything else12%

By hazard

What Higbee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

21% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 13 years in the area

Cold waves

18% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 3 times a year in the area

Heat waves

14% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 10 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Higbee flood?

FEMA's records show no paid flood insurance claims in Higbee.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Higbee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Randolph County.

Disasters that hit Higbee

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Higbee itself: aid to households, or repair grants to the City of Higbee.

Brought FEMA money into HigbeeDeclared for Randolph County only

2011

Severe Winter Storm and Snowstorm

$20K to the City of Higbee for repairs

2008

Severe Storms, Flooding, and a Tornado

$15K to the City of Higbee for repairs

2008

Severe Storms and Flooding

$9K to the City of Higbee for repairs

2006

Severe Storms, Tornadoes and Flooding

7 households applied for aid

2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

2002

Severe Winter Ice Storm

$2K to the City of Higbee for repairs

Randolph County has had 15 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Higbee is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Higbee’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Higbee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.