Natural hazards · Hayti

Hayti, MO natural hazards

Most of the natural-hazard damage FEMA expects in Hayti comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 5 claims here since 1999. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hayti?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hayti to be higher than in 94% of U.S. communities, mostly from earthquakes.

Earthquakes65%Tornadoes13%Inland flooding6%Heat waves5%Everything else11%

By hazard

What Hayti faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

65% of expected damage

Well above average · among the top 1% of U.S. places

Tornadoes

13% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

6% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about once every 2 years in the area

Heat waves

5% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 18 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hayti flood?

Every paid claim on a federal flood insurance policy in Hayti, from FEMA’s records.

5paid claims since 1999

$34Kpaid to owners

0homes flooded more than once

19992026

Biggest named events

Mid-spring storms: 1 claim, $2K

of all homes
are insured

No community discount. Hayti isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pemiscot County.

Disasters that hit Hayti

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hayti itself: aid to households, or repair grants to the City of Hayti.

Brought FEMA money into HaytiDeclared for Pemiscot County only

2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

28 households applied for aid $13K aid approved

2011

Severe Storms, Tornadoes, and Flooding

20 households applied for aid $17K aid approved

2009

Severe Winter Storm

$235K to the City of Hayti for repairs

2006

Severe Storms, Tornadoes, and Flooding

89 households applied for aid $194K aid approved

Pemiscot County has had 20 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hayti is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hayti’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hayti. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Hayti, MO natural hazards

How exposed is Hayti?

What Hayti faces

Earthquakes

Tornadoes

Inland flooding

Heat waves

Lower here

Not a risk here

Does Hayti flood?

Biggest named events

4 federal disasters brought FEMA money here

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

Severe Storms, Tornadoes, and Flooding

Severe Winter Storm

Severe Storms, Tornadoes, and Flooding

How to read this page

Where to, neighbor?

Matches

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