Natural hazards · Harviell

Harviell, MO natural hazards

Most of the natural-hazard damage FEMA expects in Harviell comes from inland flooding, and overall the risk is very high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Harviell?

80
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Harviell to be higher than in 80% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding34%Tornadoes19%Earthquakes19%Heat waves16%Everything else13%
By hazard

What Harviell faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

19% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about once every 19 years in the area

Earthquakes

19% of expected damage
Well above average · higher than 86% of U.S. places

Heat waves

16% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about 12 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Harviell flood?

FEMA's records show no paid flood insurance claims in Harviell.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Harviell isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Butler County.
Disasters that hit Harviell

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Harviell itself: aid to households, or repair grants to Harviell.

Brought FEMA money into HarviellDeclared for Butler County only
2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

2 households applied for aid $8K aid approved
2025

Severe Storms, Straight-Line Winds, Tornadoes, and Wildfires

25 households applied for aid $181K aid approved
2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

36 households applied for aid $111K aid approved
2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

3 households applied for aid $915 aid approved
2011

Severe Storms, Tornadoes, and Flooding

24 households applied for aid $146K aid approved
2008

Severe Storms and Flooding

9 households applied for aid $42K aid approved
Butler County has had 20 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Harviell is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Harviell’s own flood-insurance community; household aid to the registrant’s city; repair grants to Harviell. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01