Natural hazards · Hartsburg

Hartsburg, MO natural hazards

Most of the natural-hazard damage FEMA expects in Hartsburg comes from inland flooding, and overall the risk is moderate for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hartsburg?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hartsburg to be higher than in 47% of U.S. communities, mostly from inland flooding.

Inland flooding62%Tornadoes9%Heat waves8%Cold waves7%Everything else14%

By hazard

What Hartsburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once every 36 years in the area

Heat waves

8% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 12 times a year in the area

Cold waves

7% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hartsburg flood?

FEMA's records show no paid flood insurance claims in Hartsburg.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hartsburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Boone County.

What’s been done with FEMA grants

8flood-prone properties bought out and cleared

Disasters that hit Hartsburg

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hartsburg itself: aid to households, or repair grants to the Town of Hartsburg.

Brought FEMA money into HartsburgDeclared for Boone County only

2019

Severe Storms, Tornadoes, and Flooding

2 households applied for aid

2007

Severe Winter Storms

$5K to the Town of Hartsburg for repairs

2007

Severe Winter Storms and Flooding

$1K to the Town of Hartsburg for repairs

2006

Severe Storms, Tornadoes and Flooding

1 household applied for aid

Boone County has had 23 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hartsburg is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hartsburg’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Hartsburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.