Natural hazards · Greenville

Greenville, MO natural hazards

Most of the natural-hazard damage FEMA expects in Greenville comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 2002. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Greenville?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Greenville to be higher than in 90% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding44%Cold waves19%Earthquakes16%Tornadoes10%Heat waves6%Everything else6%

By hazard

What Greenville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 4 times a year in the area

Cold waves

19% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about once a year in the area

Earthquakes

16% of expected damage

Well above average · higher than 85% of U.S. places

Tornadoes

10% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 7 years in the area

Heat waves

6% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 11 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Greenville flood?

Every paid claim on a federal flood insurance policy in Greenville, from FEMA’s records.

1paid claims since 2002

$28Kpaid to owners

0homes flooded more than once

20022026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Greenville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wayne County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Greenville

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Greenville itself: aid to households, or repair grants to the City of Greenville.

Brought FEMA money into GreenvilleDeclared for Wayne County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

7 households applied for aid $55K aid approved

2025

Severe Storms, Straight-Line Winds, Tornadoes, and Wildfires

2 households applied for aid $770 aid approved

2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

10 households applied for aid $7K aid approved $19K to the City of Greenville for repairs

2011

Severe Storms, Tornadoes, and Flooding

24 households applied for aid $42K aid approved $70K to the City of Greenville for repairs

2008

Severe Storms and Flooding

23 households applied for aid $101K aid approved

Wayne County has had 25 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Greenville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Greenville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Greenville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.