Natural hazards · Grandview

Grandview, MO natural hazards

Most of the natural-hazard damage FEMA expects in Grandview comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 29 claims here since 1979. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Grandview?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Grandview to be higher than in 49% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding41%Tornadoes26%Heat waves15%Hail8%Cold waves6%Everything else3%

By hazard

What Grandview faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

26% of expected damage

Well above average · higher than 91% of U.S. places

Heat waves

15% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 15 times a year in the area

Hail

8% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 9 times a year in the area

Cold waves

6% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 2 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Grandview flood?

Every paid claim on a federal flood insurance policy in Grandview, from FEMA’s records.

29paid claims since 1979

$475Kpaid to owners

4homes flooded more than once

19792026

Biggest named events

Not a named storm: 4 claims, $9K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Grandview isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit Grandview

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Grandview itself: aid to households, or repair grants to the City of Grandview.

Brought FEMA money into GrandviewDeclared for Jackson County only

2019

Severe Storms, Tornadoes, and Flooding

5 households applied for aid $2K aid approved

2007

Severe Storms and Flooding

3 households applied for aid $612 aid approved

2004

Severe Storms, Tornadoes, and Flooding

5 households applied for aid $4K aid approved

2003

Severe Storms, Tornadoes, and Flooding

2 households applied for aid

2002

Severe Winter Ice Storm

$575K to the City of Grandview for repairs

Jackson County has had 24 natural disasters declared since 1953, most often severe storms and floods.

Around Grandview

Grandview and the towns around it

Very lowLowModerateHighVery high

Grandviewmostly inland floodingModerate

Kansas Citymostly inland floodingLow

Beltonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Grandview covers 7 census tracts, combined by population.

Money that reached townFlood claims are matched to Grandview’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Grandview. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Grandview total about $8.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.