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Natural hazards · Glasgow

Glasgow, MO natural hazards

Most of the natural-hazard damage FEMA expects in Glasgow comes from inland flooding, and overall the risk is high for a U.S. community. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Glasgow?

64
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Glasgow to be higher than in 64% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding48%Tornadoes18%Heat waves11%Cold waves10%Everything else13%
By hazard

What Glasgow faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

18% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about once every 12 years in the area

Heat waves

11% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about 12 times a year in the area

Cold waves

10% of expected damage
Above average · higher than 54% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Glasgow flood?

FEMA's records show no paid flood insurance claims in Glasgow.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Glasgow isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Howard County.
Disasters that hit Glasgow

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Glasgow itself: aid to households, or repair grants to the City of Glasgow.

Brought FEMA money into GlasgowDeclared for Howard County only
2021

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$1.6M to the City of Glasgow for repairs
2019

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $38K to the City of Glasgow for repairs
2011

Severe Winter Storm and Snowstorm

$3K to the City of Glasgow for repairs
2010

Severe Storms, Flooding, and Tornadoes

$891K to the City of Glasgow for repairs
2008

Severe Storms, Flooding, and a Tornado

$7K to the City of Glasgow for repairs
2008

Severe Storms and Flooding

2 households applied for aid $9K aid approved $9K to the City of Glasgow for repairs
2007

Severe Storms and Flooding

$4K to the City of Glasgow for repairs
2006

Severe Storms, Tornadoes and Flooding

24 households applied for aid $9K aid approved
2003

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $5K aid approved $10K to the City of Glasgow for repairs
2002

Severe Winter Ice Storm

$3K to the City of Glasgow for repairs
Howard County has had 24 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Glasgow is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Glasgow’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Glasgow. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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