Natural hazards · Glasgow

Glasgow, MO natural hazards

Most of the natural-hazard damage FEMA expects in Glasgow comes from heat waves, and overall the risk is high for a U.S. community. Flood insurance has paid 9 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Glasgow?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Glasgow to be higher than in 60% of U.S. communities, mostly from heat waves and inland flooding.

Heat waves51%Inland flooding26%Cold waves8%Tornadoes5%Earthquakes5%Everything else5%

By hazard

What Glasgow faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Heat waves

51% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 15 times a year in the area

Inland flooding

26% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 3 times a year in the area

Cold waves

8% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

5% of expected damage

Above average · higher than 62% of U.S. places

Earthquakes

5% of expected damage

Well above average · higher than 78% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Glasgow flood?

Every paid claim on a federal flood insurance policy in Glasgow, from FEMA’s records.

9paid claims since 1979

$69Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Not a named storm: 1 claim, $2K
Midwest Flooding: 1 claim, $49K
Hurricane Ike: 1 claim, $623

of homes in flood zones
are insured

of all homes
are insured

No community discount. Glasgow isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Louis County.

Disasters that hit Glasgow

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Glasgow itself: aid to households, or repair grants to Glasgow.

Brought FEMA money into GlasgowDeclared for St. Louis County only

2022

Severe Storms and Flooding

8 households applied for aid $3K aid approved

St. Louis County has had 29 natural disasters declared since 1953, most often severe storms and floods.

Around Glasgow

Glasgow and the towns around it

Very lowLowModerateHighVery high

St. Louismostly heat wavesHigh

Bellefontaine Neighborsmostly heat wavesHigh

Glasgow Villagemostly heat wavesHigh

Spanish Lakemostly heat wavesModerate

Riverviewmostly heat wavesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Glasgow covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Glasgow’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Glasgow. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Glasgow total about $2.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.