Natural hazards · Ginger Blue

Ginger Blue, MO natural hazards

Most of the natural-hazard damage FEMA expects in Ginger Blue comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ginger Blue?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ginger Blue to be higher than in 89% of U.S. communities, mostly from inland flooding.

Inland flooding73%Tornadoes10%Everything else16%

By hazard

What Ginger Blue faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 18 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ginger Blue flood?

FEMA's records show no paid flood insurance claims in Ginger Blue.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ginger Blue isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: McDonald County.

Disasters that hit Ginger Blue

Federal disasters declared here

None of the disasters declared for McDonald County shows FEMA aid or repair money reaching Ginger Blue itself in FEMA’s records.

Brought FEMA money into Ginger BlueDeclared for McDonald County only

McDonald County has had 20 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ginger Blue is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ginger Blue’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Ginger Blue. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.