Natural hazards · Gilman

Gilman, MO natural hazards

Most of the natural-hazard damage FEMA expects in Gilman comes from inland flooding, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gilman?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gilman to be higher than in 69% of U.S. communities, mostly from inland flooding and drought.

Inland flooding46%Drought16%Tornadoes13%Cold waves9%Heat waves6%Everything else9%

By hazard

What Gilman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 2 times a year in the area

Drought

16% of expected damage

Recorded about 18 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 5 years in the area

Cold waves

9% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about 4 times a year in the area

Heat waves

6% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 10 times a year in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gilman flood?

FEMA's records show no paid flood insurance claims in Gilman.

Disasters that hit Gilman

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Gilman itself: aid to households, or repair grants to the City of Gilman.

Brought FEMA money into GilmanDeclared for Daviess County only

2008

Severe Storms and Flooding

1 household applied for aid $10K aid approved

2007

Severe Winter Storms

$10K to the City of Gilman for repairs

2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $511 aid approved

Daviess County has had 21 natural disasters declared since 1953, most often severe storms and ice storms.

Around Gilman

Gilman and the towns around it

Very lowLowModerateHighVery high

Gilman Citymostly inland floodingHigh

Adamsmostly inland floodingModerate

Sugar Creekmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gilman is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Gilman’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Gilman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.