Natural hazards · Gerster

Gerster, MO natural hazards

Most of the natural-hazard damage FEMA expects in Gerster comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gerster?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gerster to be higher than in 57% of U.S. communities, mostly from inland flooding.

Inland flooding57%Tornadoes10%Heat waves7%Cold waves6%Strong wind6%Everything else14%

By hazard

What Gerster faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 9 years in the area

Heat waves

7% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 15 times a year in the area

Cold waves

6% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 2 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gerster flood?

FEMA's records show no paid flood insurance claims in Gerster.

Disasters that hit Gerster

Federal disasters declared here

None of the disasters declared for St. Clair County shows FEMA aid or repair money reaching Gerster itself in FEMA’s records.

Brought FEMA money into GersterDeclared for St. Clair County only

St. Clair County has had 18 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gerster is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Gerster’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Gerster. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.