Natural hazards · Gasconade

Gasconade, MO natural hazards

Most of the natural-hazard damage FEMA expects in Gasconade comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 49 claims here since 1982. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gasconade?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gasconade to be higher than in 90% of U.S. communities, mostly from inland flooding.

Inland flooding70%Heat waves9%Cold waves6%Everything else14%

By hazard

What Gasconade faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Heat waves

9% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 12 times a year in the area

Cold waves

6% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gasconade flood?

Every paid claim on a federal flood insurance policy in Gasconade, from FEMA’s records.

49paid claims since 1982

$587Kpaid to owners

4homes flooded more than once

19822026

Biggest named events

Midwest Flooding: 7 claims, $74K
Early winter storms: 5 claims, $93K
Late spring severe storms: 5 claims, $208K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Gasconade isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Gasconade County.

Disasters that hit Gasconade

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Gasconade itself: aid to households, or repair grants to the City of Gasconade.

Brought FEMA money into GasconadeDeclared for Gasconade County only

2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

28 households applied for aid $112K aid approved $26K to the City of Gasconade for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

19 households applied for aid $39K aid approved $46K to the City of Gasconade for repairs

2008

Severe Storms and Flooding

1 household applied for aid

Gasconade County has had 18 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gasconade is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Gasconade’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Gasconade. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.