Natural hazards · Fremont Hills

Fremont Hills, MO natural hazards

Most of the natural-hazard damage FEMA expects in Fremont Hills comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fremont Hills?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fremont Hills to be higher than in 38% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding41%Tornadoes20%Heat waves13%Ice storms6%Strong wind6%Everything else14%

By hazard

What Fremont Hills faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Below average · higher than 32% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 91% of U.S. places

Heat waves

13% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 13 times a year in the area

Ice storms

6% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Strong wind

6% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailWinter weatherCold wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fremont Hills flood?

FEMA's records show no paid flood insurance claims in Fremont Hills.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fremont Hills isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Christian County.

Disasters that hit Fremont Hills

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fremont Hills itself: aid to households, or repair grants to the City of Fremont Hills.

Brought FEMA money into Fremont HillsDeclared for Christian County only

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$9K to the City of Fremont Hills for repairs

2008

Severe Winter Storms and Flooding

$7K to the City of Fremont Hills for repairs

Christian County has had 18 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fremont Hills is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fremont Hills’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Fremont Hills. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.