Natural hazards · Freeburg

Freeburg, MO natural hazards

Most of the natural-hazard damage FEMA expects in Freeburg comes from inland flooding, and overall the risk is high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Freeburg?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Freeburg to be higher than in 76% of U.S. communities, mostly from inland flooding.

Inland flooding55%Tornadoes14%Heat waves13%Earthquakes5%Everything else13%

By hazard

What Freeburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 12 years in the area

Heat waves

13% of expected damage

Below average · higher than 39% of U.S. places

Recorded about 12 times a year in the area

Earthquakes

5% of expected damage

Well above average · higher than 77% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Freeburg flood?

FEMA's records show no paid flood insurance claims in Freeburg.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Freeburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Osage County.

Disasters that hit Freeburg

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Freeburg itself: aid to households, or repair grants to the Village of Freeburg.

Brought FEMA money into FreeburgDeclared for Osage County only

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

1 household applied for aid

2011

Severe Winter Storm and Snowstorm

$2K to the Village of Freeburg for repairs

2008

Severe Storms and Flooding

1 household applied for aid $19K aid approved

2007

Severe Winter Storms

$2K to the Village of Freeburg for repairs

2007

Severe Winter Storms and Flooding

$15K to the Village of Freeburg for repairs

2003

Severe Storms, Tornadoes, and Flooding

3 households applied for aid

Osage County has had 24 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Freeburg is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Freeburg’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Freeburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.