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Natural hazards · Fox Creek

Fox Creek, MO natural hazards

Most of the natural-hazard damage FEMA expects in Fox Creek comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Fox Creek?

44
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fox Creek to be higher than in 44% of U.S. communities, mostly from inland flooding and drought.

Inland flooding30%Drought26%Tornadoes16%Cold waves11%Heat waves7%Everything else11%
By hazard

What Fox Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage
Above average · higher than 50% of U.S. places
Recorded about once every 2 years in the area

Drought

26% of expected damage
Recorded about 17 times a year in the area

Tornadoes

16% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once every 4 years in the area

Cold waves

11% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about 5 times a year in the area

Heat waves

7% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 9 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Fox Creek flood?

FEMA's records show no paid flood insurance claims in Fox Creek.

of all homes
are insured
No community discount. Fox Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Harrison County.
Disasters that hit Fox Creek

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fox Creek itself: aid to households, or repair grants to the Township of Fox Creek.

Brought FEMA money into Fox CreekDeclared for Harrison County only
2019

Severe Storms, Tornadoes, and Flooding

$54K to the Township of Fox Creek for repairs
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$23K to the Township of Fox Creek for repairs
2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$30K to the Township of Fox Creek for repairs
Harrison County has had 16 natural disasters declared since 1953, most often severe storms and ice storms.
Around Fox Creek

Fox Creek and the towns around it

Trail Creek: Moderate, mostly inland floodingSugar Creek: Moderate, mostly inland floodingSherman: Moderate, mostly inland floodingTaylor: High, mostly inland floodingMadison: High, mostly inland floodingGrant: Moderate, mostly inland floodingMadison: Moderate, mostly inland floodingHarrison: High, mostly inland floodingAdams: Moderate, mostly inland floodingLincoln: High, mostly inland floodingGilman City: High, mostly inland floodingBethany: Moderate, mostly inland floodingCypress: Moderate, mostly inland floodingHarrison: High, mostly inland floodingWashington: High, mostly inland floodingMadison: High, mostly inland floodingLeisure Lake: High, mostly inland floodingFox Creek: Moderate, mostly inland flooding Fox CreekTrail CreekSugar CreekShermanTaylor
Very lowLowModerateHighVery high
Taylormostly inland floodingHigh
Fox Creekmostly inland floodingModerate
Trail Creekmostly inland floodingModerate
Sugar Creekmostly inland floodingModerate
Shermanmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fox Creek is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Fox Creek’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Fox Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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