Natural hazards · Foley

Foley, MO natural hazards

Most of the natural-hazard damage FEMA expects in Foley comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 176 claims here since 1979. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Foley?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Foley to be higher than in 72% of U.S. communities, mostly from inland flooding.

Inland flooding51%Heat waves15%Tornadoes11%Cold waves8%Strong wind5%Everything else10%

By hazard

What Foley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 2 times a year in the area

Heat waves

15% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 12 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 17 years in the area

Cold waves

8% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 2 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Foley flood?

Every paid claim on a federal flood insurance policy in Foley, from FEMA’s records.

176paid claims since 1979

$3.4Mpaid to owners

12homes flooded more than once

19792026

Biggest named events

Midwest Flooding: 50 claims, $1.2M
Not a named storm: 30 claims, $254K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (4) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Foley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lincoln County.

What’s been done with FEMA grants

250flood-prone properties bought out and cleared

1flood-prone homes bought out and moved

Disasters that hit Foley

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Foley itself: aid to households, or repair grants to the City of Foley.

Brought FEMA money into FoleyDeclared for Lincoln County only

2019

Severe Storms, Tornadoes, and Flooding

52 households applied for aid $209K aid approved $53K to the City of Foley for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

3 households applied for aid $291 aid approved

2013

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$3K to the City of Foley for repairs

2008

Severe Storms and Flooding

101 households applied for aid $544K aid approved $22K to the City of Foley for repairs

2006

Severe Storms, Tornadoes and Flooding

1 household applied for aid $2K aid approved

Lincoln County has had 22 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Foley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Foley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Foley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.