Natural hazards · Fillmore

Fillmore, MO natural hazards

Most of the natural-hazard damage FEMA expects in Fillmore comes from inland flooding, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fillmore?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fillmore to be higher than in 80% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding47%Tornadoes19%Drought13%Cold waves9%Everything else12%

By hazard

What Fillmore faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once a year in the area

Tornadoes

19% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 11 years in the area

Drought

13% of expected damage

Recorded about 19 times a year in the area

Cold waves

9% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 4 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fillmore flood?

FEMA's records show no paid flood insurance claims in Fillmore.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fillmore isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Andrew County.

Disasters that hit Fillmore

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fillmore itself: aid to households, or repair grants to the City of Fillmore.

Brought FEMA money into FillmoreDeclared for Andrew County only

2019

Severe Storms, Tornadoes, and Flooding

2 households applied for aid

2007

Severe Storms and Flooding

$1K to the City of Fillmore for repairs

Andrew County has had 27 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fillmore is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fillmore’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Fillmore. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.