Natural hazards · Fidelity

Fidelity, MO natural hazards

Most of the natural-hazard damage FEMA expects in Fidelity comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fidelity?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fidelity to be higher than in 62% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding51%Tornadoes20%Heat waves8%Everything else21%

By hazard

What Fidelity faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 12 years in the area

Heat waves

8% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 16 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fidelity flood?

FEMA's records show no paid flood insurance claims in Fidelity.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fidelity isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jasper County.

Disasters that hit Fidelity

Federal disasters declared here

None of the disasters declared for Jasper County shows FEMA aid or repair money reaching Fidelity itself in FEMA’s records.

Brought FEMA money into FidelityDeclared for Jasper County only

Jasper County has had 19 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fidelity is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fidelity’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Fidelity. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.