Natural hazards · Farmington

Farmington, MO natural hazards

Most of the natural-hazard damage FEMA expects in Farmington comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 1982. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Farmington?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Farmington to be higher than in 53% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding25%Earthquakes24%Heat waves19%Tornadoes14%Cold waves7%Strong wind7%Everything else5%

By hazard

What Farmington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

25% of expected damage

Below average · higher than 36% of U.S. places

Recorded about once a year in the area

Earthquakes

24% of expected damage

Well above average · higher than 84% of U.S. places

Heat waves

19% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 11 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 81% of U.S. places

Cold waves

7% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about once a year in the area

Strong wind

7% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Farmington flood?

Every paid claim on a federal flood insurance policy in Farmington, from FEMA’s records.

3paid claims since 1982

$19Kpaid to owners

0homes flooded more than once

19822026

Biggest named events

Mid-spring storms: 2 claims, $17K
Not a named storm: 1 claim, $1K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Farmington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Francois County.

What’s been done with FEMA grants

3storm safe rooms built

Disasters that hit Farmington

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Farmington itself: aid to households, or repair grants to the City of Farmington.

Brought FEMA money into FarmingtonDeclared for St. Francois County only

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

17 households applied for aid $16K aid approved

2011

Severe Storms, Tornadoes, and Flooding

23 households applied for aid $32K aid approved $9K to the City of Farmington for repairs

2009

Severe Storms, Tornadoes, and Flooding

34 households applied for aid $48K aid approved $27K to the City of Farmington for repairs

2008

Severe Storms and Flooding

53 households applied for aid $69K aid approved

2006

Severe Winter Storms

$122K to the City of Farmington for repairs

2006

Severe Storms, Tornadoes, and Flooding

5 households applied for aid $5K to the City of Farmington for repairs

2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

St. Francois County has had 18 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Farmington covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Farmington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Farmington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Farmington total about $8.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Farmington, MO natural hazards

How exposed is Farmington?

What Farmington faces

Inland flooding

Earthquakes

Heat waves

Tornadoes

Cold waves

Strong wind

Lower here

Not a risk here

Does Farmington flood?

Biggest named events

What’s been done with FEMA grants

7 federal disasters brought FEMA money here

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

Severe Storms, Tornadoes, and Flooding

Severe Storms, Tornadoes, and Flooding

Severe Storms and Flooding

Severe Winter Storms

Severe Storms, Tornadoes, and Flooding

Severe Storms, Tornadoes, and Flooding

How to read this page

Where to, neighbor?

Matches

Nearby