Natural hazards · Farley

Farley, MO natural hazards

Most of the natural-hazard damage FEMA expects in Farley comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Farley?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Farley to be higher than in 68% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding51%Tornadoes16%Cold waves11%Heat waves8%Everything else15%

By hazard

What Farley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

16% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 19 years in the area

Cold waves

11% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 3 times a year in the area

Heat waves

8% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 15 times a year in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Farley flood?

FEMA's records show no paid flood insurance claims in Farley.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Farley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Platte County.

Disasters that hit Farley

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Farley itself: aid to households, or repair grants to the Village of Farley.

Brought FEMA money into FarleyDeclared for Platte County only

2007

Severe Storms and Flooding

1 household applied for aid $2K aid approved $8K to the Village of Farley for repairs

2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $4K aid approved

Platte County has had 22 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Farley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Farley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Farley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.