Natural hazards · Excello

Excello, MO natural hazards

Most of the natural-hazard damage FEMA expects in Excello comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Excello?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Excello to be higher than in 49% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding53%Tornadoes18%Heat waves5%Everything else23%

By hazard

What Excello faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Above average · higher than 61% of U.S. places

Recorded about once a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 8 years in the area

Heat waves

5% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 9 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Excello flood?

FEMA's records show no paid flood insurance claims in Excello.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Excello isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Macon County.

Disasters that hit Excello

Federal disasters declared here

None of the disasters declared for Macon County shows FEMA aid or repair money reaching Excello itself in FEMA’s records.

Brought FEMA money into ExcelloDeclared for Macon County only

Macon County has had 20 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Excello is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Excello’s own flood-insurance community; household aid to the registrant’s city; repair grants to Excello. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.